Paul Goldsmith-Pinkham
Are Student Loans Worth It?
We asked SOM’s Paul Goldsmith-Pinkham, whose current work focuses on assessing the costs and benefits of debtor protection policies and understanding the role that consumer debt plays in the macroeconomy, to put President Biden’s decision to forgive student debt in context.
Medicare Helps Close Racial Gaps in Access to Healthcare
In a new study, Yale SOM’s Paul Goldsmith-Pinkham and his co-authors use the transition to Medicare eligibility to test whether universal health coverage can help reduce racial disparities in health.
To Stop a Pandemic in Its Tracks, Coordinate across Borders
New research co-authored by Yale SOM’s Paul Goldsmith-Pinkham shows that a proactive approach, in which jurisdictions respond to infections in neighboring areas, can dramatically lower spread in the early stages of an epidemic.
Does Health Insurance Improve Individuals’ Financial Health?
In a new paper, Yale SOM’s Paul Goldsmith-Pinkham and his co-authors find that when Americans turn 65 and start to receive health insurance through Medicare, there is a measurable decline in debt, particularly in the South and among those with the greatest debt.
Making Sense of A Record-Breaking Wave of Unemployment Claims
A greater share of Americans filed for unemployment insurance in the week ending March 21 than in any prior week in American history. We asked Yale SOM's Paul Goldsmith-Pinkham for his perspective on this alarming statistic.
Study Finds Declaring Bankruptcy May Not Hurt Future Employment Prospects
Hundreds of thousands of Americans declared bankruptcy during the Great Recession. A new study co-authored by Yale SOM’s Paul Goldsmith-Pinkham examines the effect on their employment prospects.
Single Women Get Lower Returns from Housing Investments
A new study from Yale SOM’s Kelly Shue and Paul Goldsmith-Pinkham finds that single women who buy and sell real estate lose out on an average of $1,600 per year.
Forgiving Debts May Boost Employment During Recessions
In an analysis of the Great Recession, Yale SOM's Paul Goldsmith-Pinkham and his co-authors found that debt relief increased employment by up to 2% nationwide.
Three Questions: Prof. Paul Goldsmith-Pinkham on Payday Loans and Consumer Protection
The Consumer Financial Protection Bureau will stop requiring payday lenders to confirm borrowers' ability to repay. We asked Yale SOM's Paul Goldsmith-Pinkham what this change might mean to financially strapped Americans.
