Paul Goldsmith-Pinkham
Does Health Insurance Improve Individuals’ Financial Health?
In a new paper, Yale SOM’s Paul Goldsmith-Pinkham and his co-authors find that when Americans turn 65 and start to receive health insurance through Medicare, there is a measurable decline in debt, particularly in the South and among those with the greatest debt.
![An illustration of balloons with healthcare symbols lifting a woman out of a pile of bills]()
Making Sense of A Record-Breaking Wave of Unemployment Claims
A greater share of Americans filed for unemployment insurance in the week ending March 21 than in any prior week in American history. We asked Yale SOM's Paul Goldsmith-Pinkham for his perspective on this alarming statistic.
![Jessie Morancy, a former wheelchair and customer service agent at Fort Lauderdale–Hollywood International Airport, filing unemployment benefits on March 27 after being laid off. Photo: Joe Raedle/Getty Images.]()
Study Finds Declaring Bankruptcy May Not Hurt Future Employment Prospects
Hundreds of thousands of Americans declared bankruptcy during the Great Recession. A new study co-authored by Yale SOM’s Paul Goldsmith-Pinkham examines the effect on their employment prospects.
![A ladder emerging from a hole in a piece of paper]()
Single Women Get Lower Returns from Housing Investments
A new study from Yale SOM’s Kelly Shue and Paul Goldsmith-Pinkham finds that single women who buy and sell real estate lose out on an average of $1,600 per year.
![A for sale sign outside a house]()
Forgiving Debts May Boost Employment During Recessions
In an analysis of the Great Recession, Yale SOM's Paul Goldsmith-Pinkham and his co-authors found that debt relief increased employment by up to 2% nationwide.
![A woman holding up a stack of credit cards]()
Three Questions: Prof. Paul Goldsmith-Pinkham on Payday Loans and Consumer Protection
The Consumer Financial Protection Bureau will stop requiring payday lenders to confirm borrowers' ability to repay. We asked Yale SOM's Paul Goldsmith-Pinkham what this change might mean to financially strapped Americans.![Signs in the window of a payday lending business]()
