All Insights Articles

The insurance exchanges at the center of healthcare reform will open for business later this year. Alongside existing for-profit insurers, the exchanges will include new nonprofit insurers called Consumer Oriented and Operated Plans (CO-OPs). Allison Silvers '90, chief operating officer of a CO-OP sponsored by the Freelancers Union in New York, discusses the health insurance exchanges and what it takes to create a new kind of insurer.

Increasingly, a bank is a virtual entity rather than the imposing edifice downtown. Amy Brady, the chief information officer of Cleveland-based Key Bank, talks about the impact of technology on banking.

New research co-authored by Professor Olav Sorenson finds that managers are biased against ideas that are proposed by employees outside of their own work groups, hurting innovation and performance.

In a New York Times op-ed, Professor Robert Shiller writes that President Obama’s proposal to change how inflation is measured in Social Security benefit calculations “…solves the wrong problem, and, in doing so, undermines the integrity of the Social Security system.” One alternative, suggests Shiller, is to link retirees’ benefits to GDP per capita, in current dollars, which would align the interests of the retired with those of society as a whole.

A recent spate of news gives hints about whether the Affordable Care Act is likely to be successful in improving healthcare coverage and quality. Robert Galvin, CEO of Equity Healthcare, a firm that manages health insurance for more than 300,000 people, talks about how he sees the law changing the health insurance market—and the importance of continuing to innovate on all levels.

Long-term thinking often gets lost in solving short-term problems, but the most successful companies make corporate strategy a top priority.

The 2011 tsunami and the meltdown of the Fukushima Daiichi nuclear power plant in Japan shattered the nuclear industry’s "safety myth" and prompted the shutdown of all nuclear power plants in the country. Naomi Hirose '83 talks about leading the plant’s operating company through an unprecedented cleanup and rebuilding effort.

Professor Rodrigo Canales discusses his research into the trade-offs inherent in social enterprises and argues that people interested in the field should pay closer attention to the challenges of achieving both social good and market success.

John Shrewsberry, the president of Wells Fargo Securities, outlines how government regulation and the ongoing tight credit environment are affecting the banking industry—and how big banks can keep up with the rapid pace of change today.

The internet has already prompted large shifts in how many of us live our lives. What will happen when all of us are connected to the internet all the time? Eric Schmidt, executive chairman at Google, talks about the company's vision of the future.